Michelle Smith
Your well-being matters to me! My goal is to personally guide you through the Medicare planning process and help you find the coverage that best fits your individual health needs—at the lowest possible cost.
I am here to help you understand and navigate the following:
Enrolling in your plan on time to avoid permanent lifetime penalties
Determining whether you qualify for extra help to pay Medicare-related costs
Avoiding higher Medicare premiums if your income was higher in the past two years
Verifying that your doctors and prescriptions are covered—and knowing exactly what your costs will be
Understanding whether you may reach the Medicare prescription “donut hole” and how it could affect you
Making sure you fully understand how your plan works and all of your available options
Knowing what your plan does not cover and what solutions may be available
I offer in-person appointments and look forward to meeting with you to help you feel confident in your Medicare decisions.
