Though I specialize in Medicare planning, my support extends far beyond selecting the right healthcare coverage. I can also help you develop a comprehensive plan for your golden years—one that brings clarity, confidence, and peace of mind. This includes guiding you through Legacy Planning to protect what matters most, creating strategies for Guaranteed Income that can sustain your lifestyle, offering Social Security Planning to maximize your benefits, and addressing Long-Term Care Planning to ensure you’re prepared for life’s changing needs. Together, we can build a well-rounded retirement plan that supports your goals and secures your future.
Though I specialize in Medicare Planning, I can also help you develop a plan for your golden years
Legacy planning with life insurance involves using a life insurance policy as a tool to transfer wealth, fulfill wishes, and protect loved ones after your death, often providing a tax-advantaged, lump-sum death benefit to beneficiaries. It helps provide liquidity for estate taxes, equalizes inheritances between heirs, and can facilitate charitable giving, ensuring your assets are distributed according to your values and priorities.
Guaranteed Income Planning is a strategy for creating a predictable, reliable stream of income for life by using financial products like annuities to supplement other sources like Social Security and pensions. This plan helps cover essential living expenses and reduces the risk of outliving your savings, regardless of market performance or how long you live.
Social Security planning is the process of understanding your benefits, determining when to claim them, and integrating them into your overall retirement strategy. Key steps include checking your earnings record with the Social Security Administration (SSA), estimating your future benefits, and deciding on the best time to start receiving payments, considering factors like your age, health, and other sources of income.
Long-term care planning is a proactive strategy to prepare for the healthcare, personal needs, and financial costs of aging, chronic illness, or disability, which often goes beyond what standard health insurance covers. It involves creating a plan for how you will receive and pay for long-term assistance, which can include at-home care, assisted living, or nursing homes
